Banking On-india

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Banking On-india - Total results - 16
Deep sea fishermen receive no banking support as lenders don’t want to fish for trouble
Business

Deep sea fishermen receive no banking support as lenders don’t want to fish for trouble

Boat owners rely on the local network of agents who advance them the fuel or supplies they need against the expected catch.

Gramin bank kiosks in Madhya Pradesh are following corrupt practices
Business

Gramin bank kiosks in Madhya Pradesh are following corrupt practices

In parts of Madhya Pradesh, some banks seem intent on driving the poor to the moneylenders by turning banking into a backbreaking ordeal.

Manipur discovers the transformative power of small banks and micro loans
Business

Manipur discovers the transformative power of small banks and micro loans

Loans are issued only after meticulously screening clients and taking approval from their guarantors.

Banks are far and poor internet keeps banking further away from the people of Bastar
Business

Banks are far and poor internet keeps banking further away from the people of Bastar

Local businesses in Chhattisgarh’s Bastar division, affected by left-wing extremism, find it difficult to do transactions via banks or internet banking.

Falling incentives, rising costs push Ola, Uber drivers on a one-way road to debt
Business

Falling incentives, rising costs push Ola, Uber drivers on a one-way road to debt

Unless cab aggregators take immediate steps to hike their earnings and improve driving conditions, cutting the cord may be the only way out for these drivers

Bengaluru street vendors yet to get a cooperative society to look after their interests
Business

Bengaluru street vendors yet to get a cooperative society to look after their interests

Vendors unable to avail bank loans in absence of ID cards to be issued by BBMP

Health workers promote financial literacy in Gujarat
Business

Health workers promote financial literacy in Gujarat

A bank account subtly shifts the balance of power in the family towards the woman.

Rural Meghalaya’s long road to an ATM
Business

Rural Meghalaya’s long road to an ATM

The government must improve power supply, telecoms connectivity to make its digital dreams a reality. Easier ways to deposit and withdraw cash would be welcome.

In the Malwa region of Punjab, banks behave like petty moneylenders
Business

In the Malwa region of Punjab, banks behave like petty moneylenders

Banks in Punjab's Malwa region have come under pressure from the state government to go easy on farmers who are unable to service their loans

Opening branches in rural India is a loss making venture for banks
Business

Opening branches in rural India is a loss making venture for banks

With RBI directing banks to open more brick and mortar branches at village level, Haryana government has been way short of its target

MUDRA can help create employment in Haryana, but the govt seems to be sleeping on the job
Business

MUDRA can help create employment in Haryana, but the govt seems to be sleeping on the job

The MUDRA scheme, launched under PMMY in 2015, provides low-interest loans to micro-finance institutions (MFIs) and non-banking financial institutions

Money lending by Punjab’s rich farmers is widening the wealth gap in state's countryside
Business

Money lending by Punjab’s rich farmers is widening the wealth gap in state's countryside

A large proportion of farmers in Punjab relies on borrowing from big farmers as it does not involve paperwork required when applying for loans from banks

It’s no mystery why banks have little appeal to the urban poor: They serve no purpose
Business

It’s no mystery why banks have little appeal to the urban poor: They serve no purpose

Banking system is incomprehensible and quite inaccessible for many of the urban poor. The most important service they need from banks is money- transfer

How Shivalik Mercantile Bank invented Jan Dhan banking
Business

How Shivalik Mercantile Bank invented Jan Dhan banking

Shivalik Mercantile has 25 branches in Uttar Pradesh and in several states across the country. The RBI has certified Shivalik as a multi-state cooperative bank.

Why Misirpur village traded in its cards for cash
Business

Why Misirpur village traded in its cards for cash

Shop owners dumped the swipe machines and reverted to cash sales owing to repeated transaction failures.

Banking on India: Shell-shocked and penniless; the travails of farming the Pakistan border
Business

Banking on India: Shell-shocked and penniless; the travails of farming the Pakistan border

India and Pakistan's inability to maintain peace along their disputed border has wreaked havoc on the livelihoods of villagers living along the border.