articles by Bindisha Sarang

Business

Budget 2018: From standard deduction to health and education cess, how Arun Jaitley changed your money life

This standard deduction given in budget was in lieu of exemption in respect of transport allowance and reimbursement of miscellaneous medical expenses

Business

Bitcoin breaches $10,000 mark; should you still bother to invest in it?

Now there are three kinds of people in the world. Those who invest in bitcoins, those who are totally against investing in it, and those who have no idea what is happening.

Business

Magma HDI chief explains Indian health insurance market and how the new entrant plans to gain market share

We offer gen-next innovative covers like Bariatric surgery, IVF cover, Psychiatric treatment and Lasik surgery cover.

Business

A cheque-less India? Possible; it may not be a big deal for common man but traders will suffer

The policy-makers will have to keep in mind that traders and small businesses are already suffering due to GST and demonetisation. They will need handholding in case the government bans cheques

Business

Bank of Baroda Juinagar branch heist: Here’s why you should not have a bank locker in first place

Once upon a time, getting safe deposit lockers was a valid choice as banks were more guarded than homes. And, there was no other options available. That’s not the case today.

Business

Aadhaar-insurance linking step towards creating a unified financial services platform, checking frauds

it will now be simple and easy to authenticate our customers, bring in efficiency to our processes while onboarding a customer to settling claims.

India

Demonetisation impact: Margins of farmers hurt due to scarcity of smaller denominations

Farmers are braving the difficulties caused by demonetisation in the hope that it would be helpful in the long term.

Business

Planning to buy a car? Six handy tips to get an awesome deal from the lender and the dealer

Remember, loan agents and car dealers have high targets to meet during festival seasons. This means, negotiation hard and you will land a better deal

Business

Lost your Aadhaar card? No big deal, you can get a duplicate in less than 5 minutes; here's how

Just five steps to get a duplicate Aadhaar card. Remember, you can get a duplicate card even if you haven't lost yours

Business

RBI wants new system to set lending rate but will it stop greedy banks from cheating customers?

It is not about the lending rate setting mechanism but about compliance by banks. They have always freely flouted rules under PLR, BPLR, MCLR and base rate systems

Business

Income tax refund: Here are four easy steps to check the status in less than five minutes

Keep in mind, your refund is given to you as per the 'Refund Banker Scheme'.

Business

SBI waives off account closure fee: After new minimum balance rules, it is a good move for customer

SBI has made it easier to for customers who can't afford to conform to minimum balance rules to close their regular savings accounts and migrate to other no-frills accounts.

Business

Have accounts with these banks? Your cheque book, IFSC code will become invalid from 1 October

Those who have an ECS arrangement with your bank, need not worry. It will get automatically transferred to SBI

Business

Here are four important Aadhaar-related deadlines you simply cannot afford to miss

Here’s a quick reminder on the deadline and what you need to do about it.

Business

Medical insurance bought this year is not enough for next year, says CEO of Cigna TTK Health Insurance

The only reason why we say insurance lags in digitization is because most consumers compare us to an amazon or Flipkart experience.

Business

Linking Aadhaar with your bank account: Here are four ways you can do it

Keep in mind though, that if you have more than one bank accounts with the same bank and even if you have a common login ID, you will have to link all accounts individually

Business

Union Cabinet clears doubling of gratuity to Rs 20 lakh: How it will impact your money life

This is a wonderful gesture on the part of the Government. It’s rewarding and incensing the honest tax payers