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Bindisha Sarang

Oct 21, 2014

Planning to buy gold on Dhanteras? Here are a few tips that may help you

A survey by the Bureau of Indian Standards held across 16 cities found that 90.10 percent of 162 gold samples failed purity tests. More shocking fact is that the highest purity shortage was 44.6%.Here are a few tips that may help you buy real gold. #Dhanteras #Diwali2014 #Gold #MetalWatch #yellow metal

Sep 24, 2014

Decoded: What your PAN number reveals about you

There a lot behind the PAN number and it actually contains a bits of your personal information, that can tell a thing or two about you. #financial transactions #Income Tax Department #India #letters #Numbers #PAN

Sep 21, 2014

Mutual fund 101: 4 things to check before falling for your financial advisor’s sales pitch

While it's okay to get information about MFs from various sources, there are a few things you need to keep in mind based on your individual investment needs. #Investing #Money #Mutual fund #Risk

Sep 9, 2014

ATM goof-up: Why you should wait a while after giving the transaction command

If you give a cash withdrawal command at a ATM and there's a delay in dispensing cash, it makes sense to hang around the ATM for some time and not leave immediately. #Investing #Money #Mutual fund #Risk

Sep 5, 2014

Safe online banking: The onus is on banks; fight back if they refuse

Just because the matter was under police investigation it was no reason for the bank to let the customer be deprived of his rightful money. #Investing #Money #Mutual fund #Risk

Sep 3, 2014

Check this out: Your bank maybe charging you for a home loan cover you didn’t want

The baking ombudsman inferred that the bank was clearly at fault and asked to refund the insurance charges as neither a mandate was taken from the borrower, nor was he informed in writing before taking the insurance policy.
#Investing #Money #Mutual fund #Risk

Aug 28, 2014

Oops! Your bank just converted your single account into joint without telling you

The above mention case clearly shows that banks can goof up big time, even change account status from "single" to joint" without your consent. #Investing #Money #Mutual fund #Risk

Aug 27, 2014

Availing banks special scheme loan? Here’s how you may get cheated

Banks every now and again comes with special offers on various types of loans. Sometimes it's a waiver on processing fee, sometime it's a lower interest rate offer, which is also a limited period offer. But did you know, if you are not careful, banks can actually take you for a ride, and deny you the offer, once you actually start the application process.
#Investing #Money #Mutual fund #Risk

Aug 26, 2014

Muthoot Finance offers NCDs at 10.75-11.50%: All you need to know

There are multiple series, and coupon rate for individuals is in the range of 10.75 percent to 11.50 #Bonds #Icra #Muthoot Finance #NCD #Risk

Aug 5, 2014

Here’s why you should keep a hawk’s eye on your bank’s home loan rate actions

When it comes to banks, there's a good possibility that they might just goof up with the interest rate and come back with an equally ridiculous excuse for doing so. #Bonds #Icra #Muthoot Finance #NCD #Risk