Health Insurance
Health Insurance News

Why do you need to buy health insurance before you turn 30?
Considering the increasing medical costs and rise in lifestyle diseases among individuals, health insurance is very crucial for every person. A medical emergency can arise any time, and can have an adverse impact on someone financially and emotionally

What is a pet insurance policy and how is it beneficial for your adorable pet? Details here
In the event that your pet attacks someone or damages their vehicles or property, third-party liability insurance will shield you from the subsequent financial loss. The policy compensates for any costs paid if your dog or cat is stolen or lost

Care Supreme health insurance plan gives up to 30% discount on renewal premiums; details here
Care Supreme not only secures the policyholders financially but also gives them access to the best available treatment

Can diabetes, high BP or hypertension cause your health insurance claim to be rejected? Details here
Even after you declare the PED, insurers can still cover you, maybe at a relatively higher premium

Health insurance: Why opting for OPD cover in your plan is a good idea
One should try to upgrade to a policy that offers cumulative bonus, cashless OPD, daily cash rider, and lower sub-limits

Want to pay health insurance premiums on monthly basis? Know these things before opting for plan
On the entire amount paid as a premium under whatever payment mode, the policyholder is entitled to receive tax benefits under Section 80D

Reasons why you should review your health insurance policy
With big life events, your needs for health insurance also evolve. Here are some reasons why you should periodically review your health insurance policy

Bima Sugam, use and file initiative: Here are recent decisions to increase health insurance penetration
The penetration of health insurance in India remains low, and the government-spending on healthcare is one of the lowest in the world

Understanding health insurance portability and why you may need it
Portability means, the right accorded to individual health insurance policyholders (including all members under family cover) to shift his/her policy to another insurance company along with the transfer of credit gained for pre-existing conditions and time-bound exclusions

Delhi High Court dismisses plea filed by law student seeking health insurance due to air pollution
The petitioner said that he was facing breathing issues, but the personal injury due to pollution would become visible only in his old age at the age of 70 or 75 years

Public sector insurers incur Rs 26,364 crore loss in health portfolio during 2016-2017 and 2020 to 2021
As per the CAG report, the IT systems in PSU insurers lacked appropriate validation checks and controls, resulting in lapses such as multiple settlement of claims and excess payment over and above the sum insured among others


How post-Covid times have triggered changes in India's healthcare industry
The hospitals are taking initiatives to increase their capacities, especially in Tier II and Tier III cities

From faster reimbursements to incentives for model hospitals, Ayushman Bharat all set to reboot
The government’s flagship health scheme provides an annual health cover of Rs 5 lakh per family to 10 crore poor and vulnerable families for secondary and tertiary care hospitalisation

Don't modify existing health insurance policies that leads to higher premium: IRDAI tells insurers
IRDAI has also directed the insurers to ensure that policy wordings are simple so that policyholders can understand them easily

Full text: FM Nirmala Sitharaman unveils Union Budget 2021; doubles healthcare spending, lifts caps on FDI
Finance Minister Nirmala Sitharaman on Monday delivered her third Budget speech in the Parliament. Here's the full text of her speech in Lok Sabha

Union Budget 2021: Make insurance more affordable, attractive proposition for customers
Due to COVID-19, the consumer mindset has undergone a tectonic shift from looking at health insurance as a priority to seeing it as a necessity, says ManipalCigna's Prasun Sikdar

Union Budget 2021: Liberalisation of FDI in insurance should be given top priority
The ongoing pandemic has emphasised the importance of insurance as a form of financial protection for oneself and family, reiterating the unpredictability of life-altering events

Health Insurance 101: How to extend health coverage for your family with top-up insurance
When it comes to securing your family's health, there's always room for more. Here's how you can extend coverage under health insurance plans for your family with top-up insurance

Individual or family health cover? Things to consider before you decide
Health issues can crop up suddenly and without warning. Being prepared for them is the best thing we can do for ourselves and our loved ones.

From driving licences, free LPG connections, to Motor Vehicles Act: Here are rules that are changing from 1 October
From taxes on foreign fund transfers to the stopping of free LPG connections under the Ujjwala scheme, here are the major changes that will take place from 1 October