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SBI Festive Home Loan Offer offers 15-30 bps discount; check which deal is best for you
Business

SBI Festive Home Loan Offer offers 15-30 bps discount; check which deal is best for you

The interest rates on home loans decrease as your credit score improves. For top-up loans, SBI is providing customers with credit ratings between 700 and 800 with a 15 basis point discount

Bank Locker Charges: Check out locker charges at these leading government and private banks
Business

Bank Locker Charges: Check out locker charges at these leading government and private banks

Based on the size of the locker and the location of the branch, banks impose a charge for using such a service

PNB to launch online mega e-auction for properties today; here’s how to participate
Business

PNB to launch online mega e-auction for properties today; here’s how to participate

Banks often auction off any properties whose loans couldn't be fulfilled or have defaulted

ICICI Bank’s GIFT City branches offer loan against deposits, dollar bonds to NRIs; details here
Business

ICICI Bank’s GIFT City branches offer loan against deposits, dollar bonds to NRIs; details here

For dollar bonds, ICICI Bank claimed to be supplying a cohort of more than 50 prominent issuers and businesses

Want to withdraw cash from ATMs using UPI applications? Here’s the process
How To

Want to withdraw cash from ATMs using UPI applications? Here’s the process

There won't be any extra charges for UPI-enabled cardless cash withdrawals from ATMs.

These government banks are offering senior citizens higher interest rates on FDs than Post Office; check here
Business

These government banks are offering senior citizens higher interest rates on FDs than Post Office; check here

The interest rates promised are significantly greater than those provided by the Post Office. The 666-day fixed deposit plan offered by Canara Bank guarantees senior citizens a 7.5 percent return on their investment

Want to keep your credit card safe from fraud? Use these methods
Business

Want to keep your credit card safe from fraud? Use these methods

For further security, it is a healthy habit to review the monthly credit card statement and SMS alerts to keep records of card transactions.

These banks are not on NSDL portal anymore for tax payments; details here
Business

These banks are not on NSDL portal anymore for tax payments; details here

Customers should have been made aware of this modification by banks via email or SMS. People who are paying their taxes with certain banks are now recommended to go to e-Pay Tax on the new income tax portal to make direct tax payments

These small financing banks offer higher interest than SCSS scheme; check rates here
Business

These small financing banks offer higher interest than SCSS scheme; check rates here

At least five banks provide senior citizens with FD interest rates of 8.5 per cent or higher, while several more banks offer 8 per cent or higher yearly interest

New ETF from ICICI Prudential AMC enables you to benefit from growing financial services; details here
Business

New ETF from ICICI Prudential AMC enables you to benefit from growing financial services; details here

The New Fund Offer (NFO) was officially launched on 16 November 2022, and it will close on 25 November 2022

Sundaram Financial Ltd increases interest rates up to 7.80% on fixed deposits; details here
Business

Sundaram Financial Ltd increases interest rates up to 7.80% on fixed deposits; details here

For non-cumulative FDs due in 36 months, the company has raised the interest rate to 7.80 percent annually, 7.53 percent monthly, and 7.58 percent quarterly for elderly people

ICICI Prudential Equity & Debt Fund completes 23 years; monthly SIP of Rs 10,000 grows to Rs 2.4 crore
Business

ICICI Prudential Equity & Debt Fund completes 23 years; monthly SIP of Rs 10,000 grows to Rs 2.4 crore

The ICICI Prudential Equities & Debt Fund is an open-ended, aggressive and hybrid scheme which invests primarily in stocks and products that relate to equity

SBI Annuity Deposit Scheme: Earn guaranteed monthly income with single lump-sum investment
Business

SBI Annuity Deposit Scheme: Earn guaranteed monthly income with single lump-sum investment

Premature payment is permitted for deposits up to Rs 15,00,000 under the SBI Annuity Deposit Scheme, but there is a penalty as with Term Deposits

SBI Multi Option Deposit plan allows customers to withdraw funds anytime; details here
Business

SBI Multi Option Deposit plan allows customers to withdraw funds anytime; details here

Interest will continue to be accumulated on any balance in the SBI Multi Option Deposit Scheme account even after some amount is partially withdrawn

Axis Bank raises interest rates on FDs under Rs 2 crore; details here
Business

Axis Bank raises interest rates on FDs under Rs 2 crore; details here

With the revised rates, the general public's Axis Bank FD rates now range from 3.5 to 6.5 per cent, while senior citizens' rates range from 3.5 to 7.25 per cent

This post office scheme doubles your investment in just 10 years; details here
Business

This post office scheme doubles your investment in just 10 years; details here

the central government raised the rate of the small savings program by 0.30 percent for the third quarter (October–December).

Bandhan Bank increases interest rates to 8% on fixed deposits; details here
Business

Bandhan Bank increases interest rates to 8% on fixed deposits; details here

Senior Citizens can benefit from an additional 0.50 per cent, or 50 basis points, raising their returns to as much as 8 per cent for a 600-day FD

Bank of Baroda and other banks hike interest rates on FDs; details here
Business

Bank of Baroda and other banks hike interest rates on FDs; details here

Two distinct tensors of 444 and 555 days are included in the Bank of Baroda’s new scheme

Install SBI ATM at home and earn up to Rs 70,000 per month, here’s how
Business

Install SBI ATM at home and earn up to Rs 70,000 per month, here’s how

If you wish to apply for SBI's ATM franchise, you should do so through the companies' official websites

Want to build corpus of Rs 1 crore at retirement? Learn how to plan it
Business

Want to build corpus of Rs 1 crore at retirement? Learn how to plan it

It's crucial to periodically assess your investment portfolio and make the required modifications to match your risk appetite, return expectations, and inflation