Personal Loan

Personal loan: Don’t borrow blindly; consider these factors before approaching a lender as carelessness will cost you

Getting a personal loan has become much easier than it was a couple of years ago. But along with being easily accessible, personal loans can be tricky if you don’t know them well.

Jugaad is a great option, but it needs a chutti on Diwali

If you have been procrastinating all year round about getting things done, chances are that you will get to them around Diwali

Celebrate this Raksha Bandhan by thanking your sister for always being there for you!

Note-ban, GST hit household savings rate; decline may pose challenge for economy, says report

Despite an overall decline in the savings rate, the household savings rate for public sector increased marginally to 1.6 percent in FY17 from 1.5 percent in FY12 and for corporations, it fared better at 12.1 percent from 9.5 percent.

Unsecured bank loans rose four-fold between FY15 & FY18 on higher discretionary spending, lower interest rates: Crisil

Unsecured loans are the loans where individual exposures are smaller and more distributed and given without any collaterals but banks get higher margins. Typically personal loan, education loans and credit card spend fall under this category of loans

Credit Score: Here are five major factors that can influence your loan approval

Some of the major factors which make and break a credit score are – credit history, credit balance, payment history, and recent new credits and so on.

Planning an international holiday? Here are a few tips

Want to reduce interest rate on your loans, credit card? First be a good borrower

Negotiate, negotiate, negotiate - that is the only way you can lower the interest rate on loans. But for that first you have to be a good borrower

RBI cut repo rate by 25 bps: What it means for borrowers, what they should do, what they shouldn't

Your home loan rate is 9.25 percent, switching to another lender for a merger 10 bsp may not reduce the total cost of borrowing.

ICICI Bank to sell personal loans of up to Rs 15 lakh through its ATMs

Using data from credit information companies, the lender will pre-qualify select customers for personal loans.