Personal Loan

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Personal Loan - Total results - 16
SBI announces home, auto loans at cheaper rates during festival season; other lenders likely to follow suit
Business

SBI announces home, auto loans at cheaper rates during festival season; other lenders likely to follow suit

Recently, SBI reduced MCLR by 15 bps due to which overall home loan interest rate is now reduced by 35 bps since April 2019.

UP Special Task Force arrests four people from Gautam Buddh Nagar district for committing bank frauds
India

UP Special Task Force arrests four people from Gautam Buddh Nagar district for committing bank frauds

Uttar Pradesh Special Task Force's (STF) Noida unit on Wednesday held four persons for committing bank frauds in Gautam Buddh Nagar.

Personal loan: Don’t borrow blindly; consider these factors before approaching a lender as carelessness will cost you
Business

Personal loan: Don’t borrow blindly; consider these factors before approaching a lender as carelessness will cost you

Getting a personal loan has become much easier than it was a couple of years ago. But along with being easily accessible, personal loans can be tricky if you don’t know them well.

Jugaad is a great option, but it needs a chutti on Diwali
Life

Jugaad is a great option, but it needs a chutti on Diwali

If you have been procrastinating all year round about getting things done, chances are that you will get to them around Diwali

Note-ban, GST hit household savings rate; decline may pose challenge for economy, says report
Business

Note-ban, GST hit household savings rate; decline may pose challenge for economy, says report

Despite an overall decline in the savings rate, the household savings rate for public sector increased marginally to 1.6 percent in FY17 from 1.5 percent in FY12 and for corporations, it fared better at 12.1 percent from 9.5 percent.

Unsecured bank loans rose four-fold between FY15 & FY18 on higher discretionary spending, lower interest rates: Crisil
Business

Unsecured bank loans rose four-fold between FY15 & FY18 on higher discretionary spending, lower interest rates: Crisil

Unsecured loans are the loans where individual exposures are smaller and more distributed and given without any collaterals but banks get higher margins. Typically personal loan, education loans and credit card spend fall under this category of loans

Credit Score: Here are five major factors that can influence your loan approval
Business

Credit Score: Here are five major factors that can influence your loan approval

Some of the major factors which make and break a credit score are – credit history, credit balance, payment history, and recent new credits and so on.

Want to reduce interest rate on your loans, credit card? First be a good borrower
Business

Want to reduce interest rate on your loans, credit card? First be a good borrower

Negotiate, negotiate, negotiate - that is the only way you can lower the interest rate on loans. But for that first you have to be a good borrower

RBI cut repo rate by 25 bps: What it means for borrowers, what they should do, what they shouldn't
Business

RBI cut repo rate by 25 bps: What it means for borrowers, what they should do, what they shouldn't

Your home loan rate is 9.25 percent, switching to another lender for a merger 10 bsp may not reduce the total cost of borrowing.

ICICI Bank to sell personal loans of up to Rs 15 lakh through its ATMs
Business

ICICI Bank to sell personal loans of up to Rs 15 lakh through its ATMs

Using data from credit information companies, the lender will pre-qualify select customers for personal loans.

GST rollout: From MF investments to insurance, here’s how it will impact your money life
Business

GST rollout: From MF investments to insurance, here’s how it will impact your money life

A comprehensive analysis of how the tax reform will impact your investments

Now here comes 'crowd approval' of loans from Tata Capital
Business

Now here comes 'crowd approval' of loans from Tata Capital

Individuals would be able to upload their own story, or stories of people known to them on the website www.doright.in. These stories would then be showcased across the country via social and digital media. Once the public puts in enough number of 'salaams' for a deserving person, the company would process the loan.

In a flash! HDFC Bank launches 10-second personal loan disbursement scheme
Business

In a flash! HDFC Bank launches 10-second personal loan disbursement scheme

The entire process of availing the loan is completely paperless, and users can simply log into their bank account via net-banking or mobile banking and avail of this loan at a click, a HDFc statement said.

Is your bank's pre-approved loan worth its salt?
Investing

Is your bank's pre-approved loan worth its salt?

Pre-approved loan offers can be tempting, but also remember, going over board on borrowing might put in a debt trap.