Gnpa
Gnpa News

Credit rating agency ICRA downgrades long-term rating of Yes Bank; outlook remains negative
Yes Bank’s ability to reduce its BB and below rated exposures through resolution and prevent a further increase in the same, as well as its ability to improve its CET-I capital cushion, were highlighted as key rating sensitivities among others.

Narendra Modi 2.0: Why landslide mandate, right conditions make it perfect time for govt to kick-start weak PSBs’ sell-off
To give a perspective, of the 18 PSBs now, at least eight have gross NPAs above 15 percent of their total advances. This means Rs 15 out of every Rs 100 they have lent have gone bad.

SBI Q3 net loss at Rs 2,416 crore, NPAs at 10.35%: There is both good news and bad news for investors here
There are a few more state-run banks that are yet to announce the December quarter earnings. The final picture could be even worse.

Exclusive: Actual bad loans about Rs 20 trn; govt, RBI clueless, says ex-RBI deputy K C Chakrabarty
For the fiscal year ended March, 2016, Indian public sector bans wrote off Rs 59,547 crore, while in the three fiscal years prior to that (FY13, 14 and 15) banks had together written off Rs 1.14 lakh crore of loans

ICICI Bank's consolidated Q1 PAT drops 22% to Rs 2,516 cr on rising bad loans
On standalone basis, its net profit was down 25 percent to Rs 2,232 crore as against Rs 2,976 crore in the first quarter (April-June) of the 2015-16 fiscal

Bankers guarded on RBI's new scheme to fix bad loans
The RBI's latest Financial Stability Report suggested that the GNPA (Gross non-performing asset) ratio might rise to 8.5 percent by March 2017 from 7.6 percent in March 2016

The ticking NPA clock: How many crores in bad loans are weighing on Indian banks' balance sheets?
Mounting bad loans on the books of Indian banks, especially state-run lenders, is a major concern of the Reserve Bank of India (RBI) and the policymakers at government.

RBI issues countercyclical capital buffer norms for banks
RBI issued guidelines with the two-fold aim of ensuring capital buffer for difficult times and restricting banks from indiscriminate lending during the periods of excess credit growth.