Cibil

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Cibil - Total results - 28
SBI cuts home loan interest rates by 10 basis points to 6.7%; offers additional benefits till 31 March
Business

SBI cuts home loan interest rates by 10 basis points to 6.7%; offers additional benefits till 31 March

The bank said the home loan interest rates will start from 6.7 percent for loans up to Rs 75 lakh and 6.75 percent for loans in the range of Rs 75 lakh to Rs 5 crore

Coronavirus Outbreak: Small business credit worth Rs 2.32 lakh cr at highest risk of default, warns CIBIL
Business

Coronavirus Outbreak: Small business credit worth Rs 2.32 lakh cr at highest risk of default, warns CIBIL

Small business credit of Rs 2.32 lakh crore is at the highest risk of default, and micro enterprises having loan outstanding of less than Rs 10 lakh are the most vulnerable because of the COVID-19 pandemic, a credit information company said on Wednesday

Flipkart launches credit card in partnership with Axis Bank, Mastercard; offers unlimited cashback
Business

Flipkart launches credit card in partnership with Axis Bank, Mastercard; offers unlimited cashback

The Flipkart-Axis Bank credit card will fetch users 5 percent cashback on all transactions on co-branded merchants

Retail lending sees rapid growth in FY18 with loan book rising by 25%, number of accounts by 32%: Cibil data
Business

Retail lending sees rapid growth in FY18 with loan book rising by 25%, number of accounts by 32%: Cibil data

The report found robust growth in all consumption lending products consumer durable loans, credit cards and personal loans - during the period under review

Banks collecting passport details of those borrowing over Rs 50-cr a possible precursor to change in passport rules
Business

Banks collecting passport details of those borrowing over Rs 50-cr a possible precursor to change in passport rules

Section 10 of Passport Act empowers authorities to revoke one’s passport in the interest of the sovereignty and integrity of India.

CIBIL-like regime for corporate loans need of the hour, CRISIL-like regime not enough
Business

CIBIL-like regime for corporate loans need of the hour, CRISIL-like regime not enough

What raises eyebrows is the absence of a similar regime for corporates like CIBIL who are by far the heaviest borrowers and defaulters.

Subramanian Swamy calls Adani ‘biggest NPA trapeze artiste’: Modi, Mallya crackdown is fine but let’s not miss forest for trees
Business

Subramanian Swamy calls Adani ‘biggest NPA trapeze artiste’: Modi, Mallya crackdown is fine but let’s not miss forest for trees

One don’t know for sure whether Adani is the biggest loan defaulter or not, but, indeed the Adani group owes big chunks of money to banks

Credit score: How to fix bad credit history and seek fresh loans for your needs
Business

Credit score: How to fix bad credit history and seek fresh loans for your needs

While a good credit helps you to borrow money, it also helps you to borrow at a pocket-friendly interest rate.

Insolvency ordinance: Let crooked promoters too bid, if they make a clean breast of their past
Business

Insolvency ordinance: Let crooked promoters too bid, if they make a clean breast of their past

Many steel companies’ promoters facing insolvency proceedings want to bid says Kotak Securities, but the new law throws a spanner in their works.

RBI mulls public credit registry to improve credit culture: Deputy governor Viral Acharya
Business

RBI mulls public credit registry to improve credit culture: Deputy governor Viral Acharya

PCR will provide a complete picture that is necessary for supervisors and policy makers to assess credit risk of the entire system

Income tax dept to block PAN, LPG subsidy of defaulters
Business

Income tax dept to block PAN, LPG subsidy of defaulters

In order to cripple and check the activities of wilful tax defaulters, the Income Tax department has decided to "block" Permanent Account Number (PAN) of such entities, get their LPG subsidy cancelled and take measures to ensure that they are not sanctioned loans.

Non-bailable warrant for Vijay Mallya but getting him will not end banks’ ordeal
Business

Non-bailable warrant for Vijay Mallya but getting him will not end banks’ ordeal

According to RBI data, about Rs 1.14 lakh crore of bad loans have been written off by 27 public sector banks in fiscal year 2012-15

Crackdown on defaulters: SC and RBI should move on from the 'naming' debate and work on the recovery of public money
Business

Crackdown on defaulters: SC and RBI should move on from the 'naming' debate and work on the recovery of public money

The RBI’s argument on secrecy for bad loan accounts in public deserves merit since if the name of a company, which is in genuine stress, is disclosed, it can hamper the process of recovery process

#BadLoanBomb: 7,129 accounts, Rs 70,540 cr; here's the list of top wilful defaulters
Business

#BadLoanBomb: 7,129 accounts, Rs 70,540 cr; here's the list of top wilful defaulters

The question is will the government and RBI walk the talk and clamp down on wilful defaulters?

Supreme Court Vs RBI: Who is right on disclosing names of big loan defaulters? Answer is both
Business

Supreme Court Vs RBI: Who is right on disclosing names of big loan defaulters? Answer is both

There is no second thought on the fact that public interest is paramount than commercial interest of institutions

Here's how to increase your credit card limit
Investing

Here's how to increase your credit card limit

Here's how to increase the your credit card limit

What does “DPD” on your CIBIL credit report mean?
Economy

What does “DPD” on your CIBIL credit report mean?

The “DPD” indicates how many days a payment on a respective account has been delayed.

Education loan default can impact CIBIL credit score
Business

Education loan default can impact CIBIL credit score

Non-repayment of education loan can now affect one's credit score, a top official of Credit Information Bureau (India) Ltd (CIBIL) has said.

How banks can goof-up with your credit report
Investing

How banks can goof-up with your credit report

If you are wise, you would learn from others' experiences and ensure that you don't face a similar situation. Tracking your finances, especially loans regularly is imperative, especially since nowadays credit reports and credit score matter more than ever before.

CIBIL launches its first TVC
Brands

CIBIL launches its first TVC

Focuses on the relevance of a good CIBIL TransUnion Score and Credit Report in order to avail faster access to loans and credit cards.