Capital Adequacy

RBI cuts provisions, risk weights to make home loans cheaper; boost for real estate

The amount of money to be set aside for every loan made, has been lowered to 0.25 percent from the earlier 0.40 percent, which will help reduce the interest rates on home loans

3 Modi mantras for PSU banks: less capital, more autonomy, productive staff

The PM the finance minister need to focus on making public sector banks guzzle less capital. This can only happen with autonomous management and more efficient staff.

RBI floats draft norms on capital needs for counterparty risk

In order to enhance risk management system of banks, RBI has proposed tweaking norms for capital adequacy with regard to their exposure in derivative instruments.

RBI may treat part of SLR as liquidity under Basel III

The central bank is looking at a move under which a part of banks' statutory liquidity ratio (SLR) holdings can be treated in a way that it complies with liquidity norms under the Basel III capital requirements.