Base Rate

Why RBI policies have become an alien affair to the common man

Unless banks give up their greed for high margins and pass on the rate-benefit to common households, RBI policies will continue to be a non-event for the common man

RBI keeps rate steady, seeks better transmission: 10 takeaways from monetary policy

Base rate calculation guidelines for banks soon: RBI

The Reserve Bank today said it will shortly announce methodology for determining the base rate taking into account the marginal cost of funds, a move aimed at ensuring that banks pass on policy rate cuts to borrowers.

The great Indian rate trick: How banks deny full benefit of RBI rate cut to the common man

RBI rate cut is useless for the common man unless banks stop playing the margin game and pass the full benefit of the RBI rate actions to the end-consumer

ICICI Bank cuts lending rate by 0.35% but also increases spread

Almost all the major banks in the system have cut their base rates since the RBI's surprise 0.50 percent cut in the repo rate last Tuesday

Kudos to Rajan: RBI move on base rate will make loan pricing more transparent

The changes suggested will make banks more responsive to the rate signals from the Mint Street and put in place some fair rules when it comes to pricing of credit

Union Bank hikes base rate to 10.25%, ups rate for NRE deposits

Union Bank of India today became the second state-run lender after the Reserve Bank's liquidity tightening moves, to increase its lending rate by 25 basis points to 10.25 percent.

Banks would rather lend to govt than give you cheaper loan

While newspapers have gone to town trying to tell you and me that interest rates are falling, nothing like that has happened