Shortpoints

Seriously, how many savings accounts do you really need?

At the most, an individual should have not more than two accounts: one, where he gets his salary and the other, investment account.

Five things you should know while buying car insurance

Buying the right car is important, but so is buying the right car insurance. Here are a few things to know about while buying car insurance

How you could lose money through shoulder surfing

One way to escape the eyes of the fraudster is by using your other hand to cover the hand that punches the PIN in the machine, so that nobody will be able to see or even guess what the number is.

Existing loans may turn cheaper but FD rates may fall too

As an investor, you may see a fall in your FD rates. So it would be better if you lock in your funds now, before the cut begins.

Why 72 is a magic number for your money

72 is known as the rule in personal finance parlance. All you need to do is a quick calculation (mentally if you know fifth grade math tables) and you can verify, if the cheeky agent is giving you hogwash

Diesel or petrol car: how do you decide?

Here are a few factors you should use to analyse your need and budget, to firm up your choice of the variant.

Reality Check: Aadhaar penetration is 'absurdly' weak

80% of India is not covered under Aadhaar. Maharashtra and Andhra Pradesh, which are politically significant states for the Congress, are the only states with some coverage at 35% and 57%, respectively.

Euro at minus zero: Some interest rates are turning negative!

European investors are now willing to lend at negative interest rates to AAA borrowers like Germany and the European Financial Stability Facility

Deccan: Chronicle of a flawed diversification model

Over expansion is the root cause of Deccan Chronicle's misfortunes. Just because a company has been good at one particular business doesn't mean it will be good at another totally unrelated business.

To rein in deficit, FM is cutting muscle not fat

Chidamabram is cutting the productive expenditure. And the move comes at a time when growth is faltering and companies have had a not-so-rosy earnings season. Analysts and economists do not expect the situation to be any different in the next two quarters at leas