Prepayment Penalty

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SBI rate cut: 8 things to know before switching home loans
Investing

SBI rate cut: 8 things to know before switching home loans

The SBI offering might seem like a tempting deal. But before you ditch your lender, and switch to SBI, or any other lender for that matter, here are a few things to keep in mind.

Prepayment penalty ban on home loans comes at a cost
Investing

Prepayment penalty ban on home loans comes at a cost

The abolition of the prepayment penalty on home loans is a double-edged sword. Now housing loan companies will try to raise rates to balance the risk