Personalfinance

Inflation indexed bonds on 4 June: Here's what you need to know

The 1997 IIB issuance was in the form of Capital Index Bond (CIB), where only the principal repayment was indexed to inflation. The current CIB version of IIBs will protect interest payment as well as principal repayment from inflation.

Position your portfolios based on changing market trends

The trends are clearly changing for markets. What was relevant yesterday for markets is no longer relevant for markets now. You must focus on future trends rather than past trends to position your portfolios.

Be selfish now: Avoid borrowing, and leveraged stocks

Let the market go where it will, but you should think about yourself first when signs of economic slowdown are strong.<br /><br /> <br /><br />

What investors should do when interest rates fall

In a falling interest rate environment, investors will do well to invest in fixed-income securities that have maturities of two years or more.

Debit card PIN use: Has RBI rule put you directly in the path of fraud?

Cyber security sleuths have detected a "black" private information stealing virus in the Indian online banking transactions space and have alerted consumers who swipe debit or credit cards at shopping counters to make payments.

Do you know difference between dirty bond price and clean bond price?

To understand the difference between the dirty price of the bond and clean price of the bond, first we need to understand the difference between the coupon rate of the bond and yield.<br /><br />

Decoder: How credit information firms calculate credit score

Credit information companies like CIBIL calculates an individual's credit score through advanced analytics and assigns a number between 300 and 900 to a borrower, based on his/her credit history. The closer your score to 900, the more confidence the credit institution will have in your ability to repay the loan .

Edelweiss 11.85% NCDs open tomorrow: All you need to know

Edelweiss Financial Services Limited announced its public issue of secured non-convertible debentures (NCDs). The issue is open from 16 January to 27 January. The issue aggregating to Rs 250 crore, comes with an option to retain over-subscription up to Rs 250 crore.

JP Morgan launches fund to invest in European equities

This fund is an open-ended fund of funds, and is open for subscription from 17 January to 31 January. The fund will re-open on 10 February.

Changing the KYC: From Kick Your Customer to Know Your Customer?

The RBI should require a strong Proof of Identity (POI) for each and every customer and a documentary proof of one national address but waive the requirement of documentary proof for the current address, for the purpose of opening a full service bank account,"a report states.