Credit Report

How banks can goof-up with your credit report

If you are wise, you would learn from others' experiences and ensure that you don't face a similar situation. Tracking your finances, especially loans regularly is imperative, especially since nowadays credit reports and credit score matter more than ever before.

Now, more enquiries over credit profile post financial crisis

Credit Information Bureau (Cibil) today said financial institutions are making more enquiries about credit profile of entities post the financial crisis, and about 20 percent of them are about auto loans.

Don't make this mistake with your credit card debt

Settlement of credit card debt is when you negotiate with the bank to waive off (write off) part of the outstanding due. Sounds like a good idea? Not really. To know more, read on.

Your credit report sucks! Time to give it a makeover

With the number of banks' Non Performing Assets increasing, banks are extra cautious to give credit. And, checking consumers' credit score before deciding on a loan is now the norm.