In Graphics | How Indians used UPI in July

FP Explainers August 12, 2025, 19:00:18 IST

Indians have been conducting UPI transactions for everyday essentials. From restaurants to groceries to paying bills, Indians depend on UPI. Transactions worth Rs 64,882 crore were done for groceries in July alone. Here’s where Indians are spending their money

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UPI transactions showed that groceries and supermarkets led the way with over 3 billion transactions. Representation image
UPI transactions showed that groceries and supermarkets led the way with over 3 billion transactions. Representation image

The National Payments Corporation of India (NPCI) released its list of Unified Payments Interface (UPI) transactions for the first time on Sunday (August 11). According to the NPCI data, Indians conduct UPI transactions for mostly paying for groceries, mobile network bills, restaurants and service stations.

UPI transactions in July showed that groceries and supermarkets led the way with over 3 billion transactions worth Rs 64,882 crore. In comparison, fast food restaurants recorded 1.22 billion UPI transactions, and other eating joints and restaurants saw 1.15 billion.

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The top five categories by volume were groceries, fast food, other restaurants, telecom services, and fuel stations. By value, the leading categories were debt collection, groceries, fuel stations, utility payments, and phone recharges.

Here is a set of graphics showing in detail where India spends the most.

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