 "Venture Infotek Launches Biometric Health Insurance Cards For Rural Workers")
Venture Infotek, a transaction management company, will be partnering with Third Party Administrators (TPAs) in the insurance industry to enroll, print and issue smartcards to the beneficiaries of the Rashtriya Swasthya Bima Yojana (RSBY) project launched by the Government of India. To begin with, Venture Infotek will be issuing these cards to around two lakh Below Poverty Line (BPL) families residing in Amravati district.
The workers in the unorganised division encompass about 94 percent of the total work force in India. One of the major insecurities for workers in this sector is the lack of health cover for themselves and their family members. Thus, with a view to providing health insurance cover to BPL workers and their families, the central government announced the ‘Rashtriya Swasthya Bima Yojana’ on October 1, 2007.
Piyush Khaitan, vice chairman and managing director, Venture Infotek, said, “We are indeed pleased to be a part of the RSBY project, wherein a cashless, paperless health insurance scheme is being provided for those below poverty line. This is for the first time that we will be offering services for issuance and personalisation of smartcards on the field and that too in a rural set-up.”
The use of smartcards has not only made the scheme beneficiary-friendly while eliminating the scope for impersonation and frauds, but it also provides interoperability to facilitate use by migrant labourers. Each BPL family will have to contribute Rs 30 towards annual registration charges with a view to inculcating a sense of ownership in them. A BPL family registered under the RSBY scheme is entitled to more than 700 in-patient medical procedures with an upper limit of Rs 30,000 per annum. Pre-existing medical conditions are covered and there is no age limit. Coverage extends to the head of the household, spouse and up to three dependents.
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