tech2Oct 20, 2014 11:18:06 IST
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What is MyUniverse?
MyUniverse is a money manager application for iOS and Android smartphones that simplifies managing personal finance. With some great features, smooth operation and incredibly user-friendly UI, MyUniverse is a great way to see and manage all online financial accounts, for anyone wielding a smartphone. Download now for Android and iOS
From automatically importing and categorizing all your credit card expenses to keeping a track of your investment portfolio and telling you where to invest, MyUniverse is a one-stop-destination for money management - a must have for any smartphone user.
Here is how MyUniverse can help all those who have the power to spend and are willing to save:
If you are pursuing higher-education: Chances are that mobile recharges, internet bills, daily commute, and spend on academic projects are a major part of your expenses. For those who are away from their home, spending on meals and PG rentals is an additional burden.
Pursuing higher-education is also a stage when many plan to buy a laptop, or reward themselves with a two-wheeler after graduating. All of these are reasons enough for a student to waver from his/her savings goals. Also, tracking every exchange of money is a task often overlooked.
Now, with the MyUniverse app, not only can one automatically track debit and credit card expenses , but users can track their cash expenses under categories like travel, bills, restaurants, and more under My Wallet feature. The expense analysis and the set budget features can be used to eliminate redundant spends and plan out savings.
If you are newly-employed: At this stage one has to deal with miscellaneous expenses like daily commute/fuel refills, shopping for work wear, outings with colleagues, re-union with college friends and such. Such expenses lead to multiple ATM transactions, which are all automatically transferred to the My Wallet. From there one can easily enter cash expenses as they happen, and never lose track. What’s more?! You can even take a picture of the bill to remind you of the expense and the location of the expense entry is stored automatically.
Then again, this is the stage when newly employed individuals are eager to minimize spends and maximize income by investing in Fixed or Recurring deposit or perhaps even investing in Mutual Funds. As you start saving by staying within your budgets, MyUniverse personalized advisory and investment recommendations help one start off with investing on the parent website: myuniverse.co.in.
If you are married/newly married: For a married couple, there are numerous financial responsibilities. It is when you not only start planning for yourself but also your spouse and aging parents. This may range from grocery shopping to plans of buying a bigger house or a car, or even buying a bigger refrigerator.
It is the time when activities like paying off utility bills, house rents become a routine, and vacations, leisure shopping with your better half get added to the never ending list of expenditures. For some, paying off monthly EMIs also becomes a serious concern. The Bill Reminder service ensures that you never miss another payment and the Auto – Pay feature would even pay your bills for you.
Here, the app’s Expense Manager can come in handy in a great way. This feature shares an easily understandable analysis of the myriad ways through which your money flows out. It collates all types of transactions and breaks down the amount spent in a cool chart.
If you are a working parent: By the time you become a parent, your investments are in place and perhaps you may have your family covered with insurance. And a working parent is juggling between providing for the family and the child other than basic cost of living, EMIs and different policy premiums. Child’s education fees, savings for higher education and visits to the doctor, perhaps even re-locating for children’s better future, play a major role in strategizing your income.
Money on the Go, a feature on MyUniverse, is a great tool one can use to manage your finances under such scenario. So you can get notifications on pending bills, manage investment portfolio while also tracking savings under budgets.
Of course, the My Money feature lets you have one click access to the updated balances and transactions of all your bank accounts, credit cards, mutual fund, stock accounts, etc. all in one place, all at the click of the button, anywhere.
So any minute is the right minute to get into action with MyUniverse.
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