Personalfinance

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Personalfinance - Total results - 328
Reminder: Taxpayers should resend ITR-V e-return copies to Bangalore
Investing

Reminder: Taxpayers should resend ITR-V e-return copies to Bangalore

Income Tax department has asked electronic filing taxpayers not having sent their returns copy for the two previous assessment years by post to its centre in Bangalore, to do so early.<br /><br />

Earning less than Rs 6 lakh? Forget about that car loan from SBI
Business

Earning less than Rs 6 lakh? Forget about that car loan from SBI

The eligibility limit for loan issuance for salaried individual for car purchase has been raised from Rs 2.5 lakh per annum to Rs 6 lakh per annum, as per the recent circular of the bank. For the SBI account holder, the limit has been raised to Rs 4.5 lakh per annum.<br /><br />

Can't pay your bills?  Here's how you can avoid the dreaded debt trap
Investing

Can't pay your bills? Here's how you can avoid the dreaded debt trap

Debt should not be taken for acquiring a depreciating asset. An example could be buying a mobile phone or white goods on loan.

5 easy steps to check PF balance online in less than 5 minutes
Investing

5 easy steps to check PF balance online in less than 5 minutes

EPFO today launched a facility to enable its over 5 crore subscribers view their updated accounts online on real time basis without waiting for their annual PF account slips.

Check out your PF account, interest details online from today
Investing

Check out your PF account, interest details online from today

Besides this, the Employees' Provident Fund Organisation (EPFO) has also announced it would put in place the facility for online PF account transfer claims on changing jobs next month.<br /><br />

Troubled times: Here are some safe investment options
Investing

Troubled times: Here are some safe investment options

Not every one will have the courage to buy equities in such choppy markets. Definitely not the retail investor. So does the retail investor have any safe options at all? Actually you do.

Bank's credit card goof-up: Beware! This could happen to you
Investing

Bank's credit card goof-up: Beware! This could happen to you

According to the Reserve Bank of India, the maximum number of complaints which the banking ombudsman receives each year is debit/credit card-related complaints

Credit history: Why you can run but not hide
Investing

Credit history: Why you can run but not hide

Increasingly banks are using skip-tracking tools to trace those people who skip payments.

Buying right insurance policy is your responsibility, not your agents'
Investing

Buying right insurance policy is your responsibility, not your agents'

This means the customer has to do his homework while dealing with life insurance agents. The first step towards this is to find out if you need life insurance at all.

Why you need to be doubly careful with Rs 1000 notes
Investing

Why you need to be doubly careful with Rs 1000 notes

The Reserve Bank of India's annual report says 98,459 counterfeit notes of Rs 1,000 denomination were detected during 2012-13, compared with 83,280 in the previous year.

Here's how to find out if your investment options are wise
Investing

Here's how to find out if your investment options are wise

Financial Planning gives the choice of investment options which best suits a particular situation or phase as per the identified financial goals at the same time taking risk profile into consideration.

Spoilt for choice: Time  is ripe to invest in tax-free bonds
Investing

Spoilt for choice: Time is ripe to invest in tax-free bonds

If you are thinking of investing in tax-free bonds, soon you will be spoilt for choices. With the government permitting state-owned companies to issue tax-free bonds in the first half of the financial year, many such papers are likely to hit the market, notes a report in Business Standard today.<br /><br />

Do yourself a favour, buy your own health insurance policy
Investing

Do yourself a favour, buy your own health insurance policy

We have always told you to be wary of insurance agents because they mis-sell. But that does not mean, you need to totally dismiss what they have to offer.

A few hurdles you might face while switching your home loan
Investing

A few hurdles you might face while switching your home loan

If the property for which you've taken the loan is under construction, switching your loan to another lender could be an uphill task.

Money Matters: What's your net-worth growth ratio?
Investing

Money Matters: What's your net-worth growth ratio?

Simply put, networth growth ratio is a ratio that will tell you the rate at which your net worth is growing

Rupee at 62: Why it's a good time to invest in FMPs
Investing

Rupee at 62: Why it's a good time to invest in FMPs

In fact, investing in FMPs is now a good idea, reason being, FMP invests in instruments like Certificates of Deposits, and money market instruments, which are currently offering yield of 9.5-10 percent.

Money Matters: What's your solvency ratio?
Investing

Money Matters: What's your solvency ratio?

Today we help you understand yet another important ratio that you need to take very seriously when it comes to your finances: the solvency ratio.

Publishing photos of loan defaulters, guarantors legally impermissible
Business

Publishing photos of loan defaulters, guarantors legally impermissible

The court restrained secured creditors by a prohibitory order from taking such recourse as it held that the threat to publish photographs borders on extra-legal means to recover the dues.

Six-and-a-half steps to financial independence
Investing

Six-and-a-half steps to financial independence

To be financially independent, you need to take a few steps, some of which could be painful. Nonetheless, each step will bring you closer to independence.