Lending

Lenders get into lazy banking as they face slowdown blues, invest greater proportion of deposits in G-secs

The idea behind cutting the SLR is that banks will need to invest a lower proportion of their deposits in G-secs and in the process they will have more money to lend.

GDP growth on track this time; numbers suggest the economy is poised for stable expansion

If all elements come together, there would be a good chance of the economy bouncing back to 7.5 percent growth in FY19.

RBI’s message to bankers, wily promoters: Call a spade a spade; don’t fool the regulator and investors

The RBI has warned wrongdoers among banks that monetary penalties and higher provisions will be imposed if banks resort to evergreening.

Budget dialogues: Recapitalisation of state-run lenders alone will not cure ills of banking sector, say panelists

Panelists say banking sector requires overhauling of current structure of the entire system dominated by state-run lenders

SBI hikes bulk deposit rates second time in two months; will lending rate cut follow?

The bank had last raised deposit rates, revisions on which generally precede similar moves on the lending side, by up to 1 percentage point in November.

Milind Deora column: Low lending rates don't mean much; we stigmatise debt while 'king of debt' is US President

Lower interest rates incentivise investments in public equities, leading to lowered dependence on short-term money from foreign institutional investors

Indian government is expected to issue rules to regulate financial tech space

The government is expected to come out with regulations for financial technology space as the industry is likely to witness increased payments and lending activities.

TransUnion Announces Global Launch Of DecisionCentre

TransUnion DecisionCentre's customisable program is designed to help organisations streamline their risk management strategies and address portfolio growth.

Nucleus Software's FinnOne To Power Bajaj Auto Finance

FinnOne will help the company to improve workflows and ensure quicker decision making and operational control.

Nucleus Software Revamps FamilyCredit's Lending Process

FamilyCredit has implemented Nucleus Software's FinnOne lending suite.