Fmps

Why FMPs are losing their old shine - for corporates

It looks like large investors and corporates, which are the biggest category of investors in FMPs, are falling out of love with debt instruments.

Want a tax advantage? Fixed maturity plan is your best bet

FMPs are increasingly being preferred over bank deposits as the former offers a better post-tax yield. Having a similar risk profile, investors prefer FMPs on account of the double indexation benefit built into the instrument.

Maybe, it's not the time to lock in to FDs and FMPs

Many investors have locked into higher rate fixed deposits and fixed maturity plans.In doing so, they have missed out on the potential of corporate and government bonds.

Time to lock in to higher interest, longer-maturity bonds

Interest rates may not have peaked, but they could peak anytime now as growth slows down. This is the time to shift investments to longer-dated bonds and fixed-maturity plans of mutual funds.