Bank Loans

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Bank Loans - Total results - 53
Bank loans, deposits grow slower against RBI's full-year estimate
Business

Bank loans, deposits grow slower against RBI's full-year estimate

Banks' loan and deposit growth has been slower so far in the current fiscal year than the Reserve Bank of India's full-year projection, according to data released by the central bank.<br /><br />

RBI working on scheme for cheap loans for consumer goods: Rajan
Economy

RBI working on scheme for cheap loans for consumer goods: Rajan

Reserve Bank of India (RBI) governor, Raghuram Rajan, said the government was in talks with the bank to decide the contours of a package for retail investors for the festive season, which would be announced soon.

Feel-good, cheap consumer loans: Who is the govt trying to fool?
Business

Feel-good, cheap consumer loans: Who is the govt trying to fool?

Cheap loans for two-wheelers and durables is not the right way to revive consumer spending.

Publishing photos of loan defaulters, guarantors legally impermissible
Business

Publishing photos of loan defaulters, guarantors legally impermissible

The court restrained secured creditors by a prohibitory order from taking such recourse as it held that the threat to publish photographs borders on extra-legal means to recover the dues.

Bank loans to infra projects is secured finance: FinMin
Economy

Bank loans to infra projects is secured finance: FinMin

The Finance Ministry today said loans extended by banks to infrastructure projects, especially in the roads and power sector, will be treated as secured finance even in the absence of tangible collaterals.

EMIs to come down as banks will cut lending rates soon
Business

EMIs to come down as banks will cut lending rates soon

Borrowers can now look forward to their EMIs coming down soon as leading bankers today said they will pass on the benefit of RBI reducing its short-term lending rate and cash reserve ratio to customers.

Realty: RBI, FM reading the same but from different pages
Economy

Realty: RBI, FM reading the same but from different pages

Looks like the Reserve Bank of India and the finance ministry are again at loggerheads. However, this time it is not over interest rates, but over taming soaring realty prices.

Now, good credit score implies better loan deals
Investing

Now, good credit score implies better loan deals

If you have a good score, you can actually go and negotiate with the credit granter to give you better terms and conditions

Banks reject KFA's Rs 200 crore loan demand; seek revival plan
Business

Banks reject KFA's Rs 200 crore loan demand; seek revival plan

Turning down a request for Rs 200 crore working loan by Kingfisher, the SBI-led lenders consortium today asked SBI Capitals to chalk out a fresh revival plan for the cash-strapped airline in the next 2-3 weeks.

Why 'daily rest' is better than 'monthly rest' for your loan
Investing

Why 'daily rest' is better than 'monthly rest' for your loan

In short, rest defines the periodicity at which the principal amount is reduced as you repay the loan.

'Banks' exposure to power will touch Rs 5.3 lakh cr this year'
Business

'Banks' exposure to power will touch Rs 5.3 lakh cr this year'

Banks are exposed to significant bad loans with its exposure to power sector touching Rs 9 lakh crore in next three years. New power projects having a total capacity of 40-50 GW could be in danger of defaulting on their debt obligations.

How unique is unique ID? We may soon have three of them!
Economy

How unique is unique ID? We may soon have three of them!

In its policy document today, RBI urged banks to adopt a unique customer identification code system for their clients to enable faster processing of financial transactions.

Uncomfortable times coming up in real estate?
Economy

Uncomfortable times coming up in real estate?

If business cycle conditions and financial conditions worsen, the problems of borrowing by real estate developers and speculators will get worse.