Little Lifestyle Hacks to stop you from scampering at month-end

Most of us feel that we spend more than we actually earn. The good thing, though, is that while we struggle to avail services at a reasonable cost to fit our pockets, there are some affordable hacks and services for people who like to keep a certain lifestyle and yet not want to end up scampering by the month-end. Here are some non-Jugaad (or an innovative fix, if you would like to put it that way) but smart ways to curtail on our expenses to speed up our savings: When what your kitchen needs is available online Our grandmothers couldn’t have ever imagined that everything on our grocery list could be shopped for sitting at home and brought to us at our doorstep for cheaper! Grocery coupons and heavy cash back rates could help you save big on your grocery list. Bonus: Forget the stress of carrying those heavy carry-bags.

Families are good. But family phone schemes – even better! A landline connection at home for the entire family is long passé. Smartphones are our hack tools, yes, but who said anything about the data bills when we chat away! Heard of low-cost family phone plans? They can slash your phone bills and get you better deals without having to change your lifestyle.

Filter, filter all the way Just like you choose the categories on an e-commerce portal, apply filters on your buys like the price filter and save a dime!

Cash it and add to cart for later discounts For a change, forget your cards at home when you are off to splurge. Use cash instead and voila, you discover the practical shopper in you!

Commuting is way simpler and… cheaper! Less hassle and more savings – this is what the new-age commute is all about. It’s all about the call you take - Hanging in local trains with people jostling for a little more space or booking a reasonably priced cab to avoid the travel stress, crowd and bad weather without digging a hole in your pockets. Choosing to travel with a friend in Ola at Rs. 6 per kilometer ride is much cost-effective as compared to other cabs’ Rs. 22 per kilometer offer not long than five years ago. With these A.C. cabs coming to our doorsteps, tech-enabled and affordable cab services have come to be a lifestyle choice for many who no longer treat car ownership as a status symbol.

Minimum credit, maximum interest This is for all those of you who think paying the minimum credit amount can waive off all your interests on that amount. You are still being charged!

Being Energy Smart and the money that comes along They say time is money. Well, so is Energy.  Shopping for gadgets can be smarter if we choose those 3-star or 5-star rated appliances that are known to save energy. Plus, there is always the good old habit of turning off lights, timing showers and cross-checking if all the appliances are turned off before we leave home.    Hope these tips help you save better! This is a sponsored post.