Edelweiss General Insurance to cover quarantined patients under policy cover of COVID-19; offers up to 100% of claim amount

This approval will be applicable, both for Edelweiss health insurance and Edelweiss group health insurance policies, till such time that the virus is declared as abated by the Government and/ or WHO, it said further.

Press Trust of India March 23, 2020 17:27:07 IST
Edelweiss General Insurance to cover quarantined patients under policy cover of COVID-19; offers up to 100% of claim amount

New Delhi: Edelweiss General Insurance on Monday said its COVID-19 policy cover will be extended to those who are put in quarantine in specified government facilities.

Edelweiss health insurance policy covers COVID-19 , further in view of serious challenges by this pandemic for customers, Edelweiss General Insurance has taken some steps for its customers, it said in a statement.

"We have decided to cover hospitalisation for not only those who have a confirmed diagnosis but also those who have been quarantined in specific facilities identified by the government.

Edelweiss General Insurance to cover quarantined patients under policy cover of COVID19 offers up to 100 of claim amount

Representational image. PTI

The coverage amount is up to the sum insured under the policy.

For the quarantined patients, the health policy ensures coverage for the entire period of quarantine with up to 100 percent of the claim amount being paid against quarantine and detection charges, it said.

However, if any patient is in a remote location and is unable to reach the hospital during the quarantine period, Edelweiss Health Insurance will support domiciliary hospitalisation for the patient.

The insurer said patients can visit any nearby hospital for immediate treatment and expenses will be reimbursed.

In case of cashless benefits, patients are requested to visit EGI's network hospital with their TPA card for any medical assistance.

"EGI has sought and received approval from IRDAI, allowing waiver of the initial waiting period of 30 days post policy inception, for the first time, for COVID-19 virus coverage."

This approval will be applicable, both for Edelweiss health insurance and Edelweiss group health insurance policies, till such time that the virus is declared as abated by the government and/ or WHO, it said further.

The company said it has also introduced a modular product structure under which customers can customise solutions to provide cover against a wide range of illnesses including pandemics and vector-borne diseases, at affordable costs.

Any employer or other existing groups can customise this for their employees, customers or members.

In the context of COVID-19 , this policy can take care of hospitalisation expenses of the insured along with incidental expenses which are not usually covered under a policy, it said.

Small businesses and startups can avail this to provide the much-needed basic accident and health cover to their employees.

Shanai Ghosh, CEO, Edelweiss General Insurance, said, “In an unfortunate situation of being detected and testing positive, or suspected and quarantined in a facility specified by the government, we have ensured that at least the cost burden is eased for our customers."

Updated Date:

also read

COVID 19 update: Mumbai reports 31 deaths in 24 hrs, highest since October; 10,030 test positive for coronavirus
India

COVID 19 update: Mumbai reports 31 deaths in 24 hrs, highest since October; 10,030 test positive for coronavirus

The growth rate of COVID-19 has increased to 1.79 percent, while the case doubling rate has dropped to 38 days, BMC said

A year since COVID-19 outbreak, Haitians await vaccines amid surging violence, political instability
World

A year since COVID-19 outbreak, Haitians await vaccines amid surging violence, political instability

Haiti’s lack of vaccines comes as it reports more than 12,700 cases and 250 deaths, numbers that experts believe are underreported. Perceptions also remain a big challenge. While face masks remain mandatory at Haiti businesses, airport closures and curfews have long since been lifted, and other precautions are rare.

Cuban cooks take to Facebook to share ingenious culinary creations in wake of food shortage due to COVID-19 pandemic
World

Cuban cooks take to Facebook to share ingenious culinary creations in wake of food shortage due to COVID-19 pandemic

A number of Cubans, with more ingenuity than resources, help their compatriots cope with shortages exacerbated by the new coronavirus pandemic with Facebook posts of culinary creations designed around what they’re actually likely to find at the market or with government rations.