BHIM app review: A simple and secure app for cashless transactions

Prime Minister Narendra Modi has launched the Bharat Interface for Money (BHIM) app for cashless payments. The application can be set up in a matter of seconds, and allows for safe, secure and simple cashless transactions.

Aditya Madanapalle January 02, 2017 14:36:13 IST
BHIM app review: A simple and secure app for cashless transactions

Prime Minister Narendra Modi has launched the Bharat Interface for Money (BHIM) app for cashless payments. The application can be set up in a matter of seconds, and allows for safe, secure and simple cashless transactions. It is not a mobile wallet, the app is inter-operable with Unified Payments Interface (UPI), and it connects directly to your bank account. The application is developed by the National Payment Corporation of India (NPCI).

The setup is very fast and simple. The app verifies the phone number automatically. Note that the phone number used for the transactions has to be the same phone number registered with the bank for the account you intend to use. As of now, transactions are supported for only one account per user. The bank account menu allows users to change the bank account at any time.

BHIM app review A simple and secure app for cashless transactions

There are three ways to transfer money, through a QR code, through a phone number, or through the UPI address. A QR code is available by default in the profile section. This can be saved to the phone as an image, or directly shared through instant messengers or email.

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