
Mergers no panacea for bank woes: India needs urgent rethink on laws governing financial regulators, separate supervisory and resolution functions
The inability to evolve modern resolution mechanisms in India has been consistently noted by international standard-setting bodies for years.

Budget 2019: Things to watch for in the new mega pension scheme; will it make Atal Pension Yojana redundant?
The Atal Pension Yojana levies heavy penalties for delay in paying monthly contributions, or inability to pay contributions for certain months.

Women-centric reforms needed for financial inclusion; gender-neutral schemes don't work amid societal bars
Financial inclusion is important because women specifically score disproportionately low on ordinary functions like savings and borrowings due to reasons such as gender violence, limited mobility, not being allowed to work, etc.

Debate over marital rape: Talks of morality empty without equal rights for women
A presumption of harassment of the husband should not prevent the State from legitimising the right of the wife to seek justice for flagrant violations against her body