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Debit card PIN use Has RBI rule put you directly in the path of fraud?

Jan 20, 2014

Debit card PIN use Has RBI rule put you directly in the path of fraud?

Cyber security sleuths have detected a black private information stealing virus in the Indian online banking transactions space and have alerted consumers who swipe debit or credit cards at shopping counters to make payments. #RBI #Reserve Bank of India #Credit card #Raghuram Rajan #Debit card #PersonalFinance #CVV #Dexter. retail
Do you know difference between dirty bond price and clean bond price?

Jan 18, 2014

Do you know difference between dirty bond price and clean bond price?

To understand the difference between the dirty price of the bond and clean price of the bond, first we need to understand the difference between the coupon rate of the bond and yield. #Bonds #Money #PersonalFinance #Yield #dirty bond #clean bond #coupon
Decoder How credit information firms calculate credit score

Jan 16, 2014

Decoder How credit information firms calculate credit score

Credit information companies like CIBIL calculates an individuals credit score through advanced analytics and assigns a number between 300 and 900 to a borrower, based on his/her credit history. The closer your score to 900, the more confidence the credit institution will have in your ability to repay the loan . #Credit score #Debt #Money #EMI #PersonalFinance #Credit history #defaulting #trade attributes #easy monthly installments
Edelweiss 11.85% NCDs open tomorrow All you need to know

Jan 15, 2014

Edelweiss 11.85% NCDs open tomorrow All you need to know

Edelweiss Financial Services Limited announced its public issue of secured non-convertible debentures (NCDs). The issue is open from 16 January to 27 January. The issue aggregating to Rs 250 crore, comes with an option to retain over-subscription up to Rs 250 crore. #IIFL #PersonalFinance #Muthoot Finance #non-convertible debentures #Certified Financial Planner #Edelweiss Financial Services Limited #NCDs #Manapurram Finance
JP Morgan launches fund to invest in European equities

Jan 14, 2014

JP Morgan launches fund to invest in European equities

This fund is an open-ended fund of funds, and is open for subscription from 17 January to 31 January. The fund will re-open on 10 February. #Money #MSCI #PersonalFinance #SIP #JP Morgan Asset Management India #Europe Dynamic Equity Offshort Fund #Systematic Investment Plan #Systematic Withdrawal Plan #Certified Financial Planner
Changing the KYC From Kick Your Customer to Know Your Customer?

Jan 09, 2014

Changing the KYC From Kick Your Customer to Know Your Customer?

The RBI should require a strong Proof of Identity (POI) for each and every customer and a documentary proof of one national address but waive the requirement of documentary proof for the current address, for the purpose of opening a full service bank account,a report states. #RBI #KYC #Know your customer #RTO #PersonalFinance #proof of identity #POI #ration card #Comprehensive Financial Services for Small Business and Low Income Household
11 changes your money went through in 2013

Dec 30, 2013

11 changes your money went through in 2013

With a number of regulatory changes as well as some innovation in financial instruments, there were perhaps too many things to keep track off. #RBI #Banks #SEBI #Irda #Credit cards #Income tax #Money #PersonalFinance #loans #National Savings Certificate
Christmas special 10 personal finance tips from the Bible

Dec 25, 2013

Christmas special 10 personal finance tips from the Bible

The tips are so mind boggling that it looks like modern day financial planners have borrowed a leaf from ancient scriptures to make the foundation principles of modern day personal finance. #Ponzi scheme #Budget #PersonalFinance #taxes #Bible #contingency funds
Can you afford to ignore RBI's retail inflation indexed bonds

Dec 20, 2013

Can you afford to ignore RBI's retail inflation indexed bonds

It is an inflation-indexed bond which come with a face value of Rs 5,000. This is also the minimum amount you can invest. The maximum amount is Rs 5 lakh. #Inflation #RBI #PPF #Interest #Bonds #PersonalFinance #CPI #inflation index bond
Relief for borrowers SBI, HDFC cut home loan rates

Dec 20, 2013

Relief for borrowers SBI, HDFC cut home loan rates

Borrowers who are looking for a loan above the loan amount of Rs 75 lakh will have to pay 15 basis points more, that is 10.30 percent. For women borrowers, the bank has also announced a discount of 5 basis points. The new rates will be effective from 20 December. #RBI #Interest rate #NewsTracker #SBI #Raghuram Rajan #PersonalFinance #Home Loans