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Decoder: How credit information firms calculate credit score

Jan 16, 2014

Decoder: How credit information firms calculate credit score

Credit information companies like CIBIL calculates an individual's credit score through advanced analytics and assigns a number between 300 and 900 to a borrower, based on his/her credit history. The closer your score to 900, the more confidence the credit institution will have in your ability to repay the loan . #Credit score #Debt #Money #EMI #PersonalFinance #Credit history #defaulting #trade attributes #easy monthly installments
Samsung's 'Stay New' plan: Upgrade to new smartphones with 18 month EMI

Dec 31, 2013

Samsung's 'Stay New' plan: Upgrade to new smartphones with 18 month EMI

Electronics major Samsung today launched its 'Stay New' ownership plan for its flagship Galaxy devices, which will offer consumers 18-month EMI scheme as well as an option to upgrade to newer models. #ThisisNext #smartphones #Samsung #Samsung Galaxy #EMI scheme #Samsung Stay New plan
Why you should not fall for lower EMI offers

Nov 28, 2013

Why you should not fall for lower EMI offers

They are not too keen on buying cars or homes, that too loans. What this means is that banks have little business coming their way. In order to find a way out of this low demand, they are coming out with various discount offers and schemes. #Personal finance #EMI #loans #lower EMI
FM promises cheaper consumer loans but where's the money to fund banks?

Oct 07, 2013

FM promises cheaper consumer loans but where's the money to fund banks?

The government of India will provide public sector banks more money than what it had budgeted for, so that they can lend it to borrowers to buy two wheelers and consumer durables. And this would revive consumer demand and in turn economic growth. #Finance minister #P. Chidambaram #RBI #Banks #Bajaj Auto #consumer goods #Nomura #Two wheelers #NBFC #loans #KC Chakrabarty #EMIs
Inflation pinches: Middle class to slash Diwali budget by 40%

Oct 03, 2013

Inflation pinches: Middle class to slash Diwali budget by 40%

76 percent of the respondents said their monthly grocery bills had jumped to about Rs 7,000 as against Rs 4,000 in the last 12 months. Prices of vegetables and bakery products have also risen in the last few months. Obviously, this will affect the Diwali celebrations, the survey said #ASSOCHAM #Diwali #EMIs #Middle income families #Financial budget