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Fixed Deposit - Total results - 12

Pushing margin-hungry banks to cut loan rates may not augur well for savers

Updated : Oct 01, 2015

By : Dinesh Unnikrishnan

Category : Business

Pushing margin-hungry banks to cut loan rates may not augur well for savers

Following the latest rate cut from the RBI by a higher-than-expected 50 bps, banks have begun cutting their base rates in the last two days. #HowThisWorks #Economy #Business #RBI #Repo rate #Kisan Vikas Patra #Raghuram Rajan #Net interest margin #Public Provident Fund #Fixed Deposit #National Savings Certificate #small savings
 Gold monetization scheme: Why offering higher rate of interest is critical for its success

Updated : Jun 08, 2015

By : Dinesh Unnikrishnan

Category : Economy

Gold monetization scheme: Why offering higher rate of interest is critical for its success

Going by the draft, under the GMS, an individual or entity can walk into a test centre and gets the gold melted, purity assessed and converted into bars, against which the bank will issue a certificate to the holder. #HowThisWorks #CRR #SLR #Cash reserve ratio #Statutory Liquidity Ratio #Fixed Deposit #Gold Monetization Scheme
Confused between close and open ended MF? This wardrobe analogy will help

Updated : Dec 19, 2014

By : Shalini Dhawan

Category : Money

Confused between close and open ended MF? This wardrobe analogy will help

Traditionally, Indian investors are used to buying a combination of open ended and close ended products. #Mutual Funds #PPF #Money #Personal finance #Fixed Deposit
Household financial savings rate inches up to 7.2% of GDP, finds RBI

Updated : Aug 31, 2014

By : hidden hidden

Category : Money

Household financial savings rate inches up to 7.2% of GDP, finds RBI

Savings in deposits by the households rose, however, to Rs 1 lakh crore (17 per cent) in the year to Rs 6.91 lakh crore in FY14 as against Rs 5.91 lakh crore in 2012-13. #India #RBI #Investment #bank #Fixed Deposit #Household Savings #deposit
Decoding Dena, OBC deposit scams: Why top level bankers can't go scot-free

Updated : Aug 21, 2014

By : Dinesh Unnikrishnan

Category : Finance

Decoding Dena, OBC deposit scams: Why top level bankers can't go scot-free

About Rs 436 crore is involved in the financial irregularities in these two banks. In a damage control exercise, both banks have suspended or transferred the 'erred' staff.
#India #RBI #Reserve Bank of India #finance ministry #bank #Dena Bank #OBC #Oriental Bank of Commerce #Scam #Forensic audit #Fixed Deposit
Govt orders forensic audit of Dena Bank, OBC after uncovering Rs 436 cr scam

Updated : Aug 21, 2014

By : hidden hidden

Category : Corporate

Govt orders forensic audit of Dena Bank, OBC after uncovering Rs 436 cr scam

The lenders are alleged to have indulged in siphoning off the money (Rs 180 crore by OBC and Rs 256 crore by Dena Bank) received as fixed deposits.
#India #RBI #Reserve Bank of India #finance ministry #bank #Dena Bank #OBC #Oriental Bank of Commerce #Scam #Forensic audit #Fixed Deposit
009, Not 007: Why you should dump Mr FD for Mr Bond

Updated : Dec 04, 2013

By : R Jagannathan

Category : Investing

009, Not 007: Why you should dump Mr FD for Mr Bond

Whatever the tenure, and whether you are in the lowest tax bracket or the highest, you can beat almost any safe bank FD return with a tax-free bond. #Investing #ThingsWeLike #tax-free bonds #Fixed Deposit #investment returns #risk appetite
SBI raises fixed deposit rate by token 0.2% on select maturity

Updated : Oct 31, 2013

By : hidden hidden

Category : Investing

SBI raises fixed deposit rate by token 0.2% on select maturity

With the revision, term deposit between 180-210 days less than Rs 1 crore would now earn 7 percent against existing 6.80 percent, SBI said in a statement.

#Interest rates #SBI #MoneyMatters #FD #Fixed Deposit
Why bank's TDS process has a bearing on your FD earning

Updated : Jul 12, 2013

By : FP Editors

Category : Investing

Why bank's TDS process has a bearing on your FD earning

This is because when banks deduct TDS quarterly, the tax amount is cut from the principal amount every three months. #Banks #PersonalFinance #TDS #Fixed Deposit
Last day: Here's a last minute tax savings guide

Updated : Mar 27, 2013

By : Bindisha Sarang

Category : Investing

Last day: Here's a last minute tax savings guide

Here's a quick guide for last minute tax savings instruments. So, you can make an informed decision, and not simply rely on your agent's sales pitch. #HowThisWorks #Income tax #Fixed Deposit #Section 80 C #Section 80 CCC